Away I Go to Europe

In reference to my initial plan for my Europe Trip, I've finally decided on places I wish and plan to go. So I guess this would be good bye for now. I will be away for 35 days. The first longest trip I would ever go. 

Hopefully everything will went well and I could finish all my trip in good health. I don't want to get sick and spoil the trip.

Travel Date: 15 October 2012 - 21 November 2012.

Definitely will update my travel blog but I surely need a lot of time before I could publish it. In the mean time..... I am going to enjoy my holiday.

The A B C of My Salary

Let say:-

a = basic salary
b = all allowances

So my gross salary is

a + b

Now my net salary is

a + b - 1/3(a+b)

I also give my parent 1/2 of my basic salary.

Say d is the balance

d = a + b - 1/3(a+b) - 1/2a

So how poor am I?

Dating Made Easy With RHB Card

Ok. I really not intentionally trying to promote the bank but hey it's save me money so why not right? Plus, you might be saving too. I came across while googling for something free.

Anyway, this applicable to all RHB credit and debit card holder. So if you not affiliate with RHB, this might not concern you. Unless you want it to be.

So the best part of this promotion, I get to enjoy my date and save a lot of money. To be exact 50% of saving. It's buy 1 free 1. You know us Malaysian, we love free stuff even it's just a pen. Don't deny it.

It's turn out to be a nice date. Dinner at Kenny Rogers. Followed by a movie and ended with a nice sip of coffee at Starbucks. Just for a note, it's only applicable on Friday. How lucky for me to came across the promotion.

Here's the details:

Kenny Rogers 1/4 meals RM17.50

Starbucks Coffee Grande RM14.50

GSC movie RM13

Total x2 = RM90

So if you split 50% you only paying RM45 (disregard the applicable taxes)

The most important thing actually I really have a good date. Money aside. If you can save some why not right?

More info? Click here. Only if you want to.

Europe Trip

Since my leave have been approved, I decided to fully utilizing it for travel. Well not all of it. Just in total of one month to tour around the Europe. I wonder how it will turn out. So far I haven't plan anything yet properly. All I did was booking and confirmed my flight ticket.

The rest will come. Tentively I wanted to visit 15 cities with just short stay in each city. I am still planning on the feasibility for it. After all I don't set my budget too much for this trip. Back packing style.

I still need to book for ground transport and also hotel. To do so I am thinking of planning the stay based on my places of interest. The more the places, the more stay I will be at that city.

So for now my target would be...... 

 

Pleasing The Society

 

It's really not easy to please one's mind. You see, no one person is the same like the other. Otherwise we could label ourself as robot. So when it come to pleasing everybody, nobody can do it right.

I can say, there will be time where you will change your perspective in life and just do what is right to you. Other people suggestion does matter sometimes but in the end you have to do what makes you happy. Nobody can tell you something which in the end making you suffer.

It's not wrong to ask for opinion. True or false you need to decide it by yourself.

For me, I don't really care much on pleasing the society. What have they done to me so far? I feel that most of the time it would be my effort more and in the end it was not appreciated. 

I live life the way I like it. After all, it is my life. If it's your life then you should run it the way you want it to be.

 

WHD : 19 August 2012

One day, one message, one goal. To inspire people all over the world to do something good, no matter how big or small, for someone else.

There are so many things been going on this world. Sometimes we can only do hopelessly hoping something to be done to help those who are affected. Not everyone have the privilege to have a good life. Sometimes, it can happen to any of us. Things can changed in just an instance but while we are still strong and able to do something for a change Why not?

I Was Here, sung by Beyonce sent the correct message for United Nation World Humanitarian Day. I've been doing my part to be a connection in the link but have I done enough? I always asked myself the same question. To voice it out is one thing but to actually do something about it is the one which would have the greatest impact. 

Don't channel the negativity of the idea. I believe what I want to believe - I helped someone today. Regardless how they use the benefits are entirely up to them. 

I am blessed to have a great job that I love doing everyday.

I am blessed to lived in a prosper country. 

I am blessed to be safe for natural disaster. 

Somewhere, someone is struggling to put a meal on the table and just to survive.

Help if you can. Even if it is small, it is still better than nothing at all. Just like A.D. who posted the post that triggered the existence of this post said "The world is a complicated place".

 

Annual Leave

Apparently I have a lot of leave. I actually applied for fun on all of my leave. 

They approved ALL of it.

So I will be having TWO months leave in total. Time to plan for holidays.

 

Sleeping Position

How do you normally sleep? I believe there are so many type of sleep position and for some reason as human we bound to be of that one type or maybe more. Nevertheless, for me I would usually sleep on the right side of the bed. Provided the bed is a King or Queen size. If just a single bed I would definitely sleep at the near end corner and let my hand hang out from the bed. I know my sleeping habit kind of a little bit weird but hey you need to do what makes you comfortable right?

Ok. Done with the side of bed now the side of my head. I know. I know. I normally be more comfortable if my head is tilted to or facing to the left. It is so much lighter for me. I don't know why but but my left brain actually a little heavy. Anything to do with me being left handed?

Then come the pillow. I definitely need at least 4 pillows side by side. The more the better. You know like when you a kid you like building fort. Well that what I do when I sleep. I like to put the pillow all around me like I'm in a fort. Plus one of the pillow must be on my head. So I like get both side of my head covered. 

I am one odd guy. ;)

Socially Networking

My main social network would be Facebook. Then Twitter as secondary.

My passive network would be Foursquare, Path, Tumblr and Instagram.

To avoid so many drama from all the networks, I've decided to keep it to minimum. Having said that, I am dividing the networks individually. So none would be the same.

So far I have no intention to delete any of my networks yet but it's not that hard for me as not all are useful. Like I said, Facebook alone would be sufficient.

Plus, the fastest mean of communication would always be by calling, SMS or whatsapp. So there is nothing wrong for me to actually abandon all my online networking.

Breakdown as below:

Facebook (Restricted) - For only close friends and some of my family. Every update would be via Facebook. However, I've decided to keep my profile low from now on.

Twitter (Private) - Limited access to others. My venting place for anything crazy in my mind.

Instagram (Close) - Collection of daily self pictures so I can see the changes happening with myself.

Tumblr (Open) - A more daring and open me. It's not private but I'm not promoting it either. Those who know knows.

Foursquare - Immediate notification of my location to avoid confusion. Usually when I'm not in Malaysia.

Path - No longer active in it. Just leaving it as it is.

What Is Love?

Love is when you steal my chocolate from my bag and I still keep it at the same place everyday.

Love is when we fight with each other and I still protect you.

Love is when you borrow my money and didn't return it back but I still keep quiet about it.

Love is when you scold me and you still looking after me.

Love is.....

Leadership In Me

I'm a very hard working person. Sometimes I work too hard until I over stressing myself. To me all the things I do are not only for me but for the benefits of other as well.

I really am tired lately. Just feeling lost. Perhaps I am overloading myself with pressure and I can start feeling the fatigue.

For now, I am going to slow down a little and just enjoying my life. It is my nature to help others but I need to help myself first now.

After all, I did try to make other to do it first but in the end you know you can only rely on yourself to do the job. The perspective of other on the urgency of the matter different from me. I would get it done in a timely manner. So no delay when it come to getting the job done.

A little bit part of my perfectionist still making me uneasy when the job goes hanging.

But right now I just want to relax and let go everything. Let the other solve it. They are as good as I am. They just need to push them self to work a little bit harder.

Explaining Too Much

The problem with me is I tend to know a lot. Even when I don't know I would surely search for the answer. Once I know it's like a storage in my brain.

That is why when people asked me for help and if I know the answer I would really answer it. The only problem would be I tend to explain too much and too details. As if the person have zero knowledge of the matter.

I know most of the time they know briefly but I guess I was too keen to help. I realize my mistake as not everyone like to be treated as if they know nothing even though my intention just to help them and make their life as easy as possible.

I was scold for it.

So after this I know I would keep my mouth shut and if people ask me for something I would just direct them to the person in charge and let they explain it to him/her. Yeah! I am sad because I got scold when I was just trying to help. It's like no point at all for helping. Maybe the way I explain is too much. So to make my life easy and avoiding me for getting hurt again, I'll just keep quiet.

Dreams

I always dreams big. Ever since I was young I would always set a goal and do my best to achieved it. Nothing is easy in this world but nothing is impossible either.

I wasn't born rich. Obviously I don't have money when I was a baby. My parent were but not me. They work hard everyday to make sure I live well. My dreams are the same as my mom dreams - to be wealthy. She's there now. She can relax now.

As for me, I'm still new in this sort of games. I need to learn how to be the best and do my best. Some of my friends already achieved that now. They can relax at least for a while. I made a bad move and now I'm pretty much stuck in between.

I need to reset everything and start again. I know it's late but it's never really to late. A change of game plan is all I need right now.

I'm pretty much stress out at my current situation. So what I'm going to do is to admit that I have fail. I won't give up. I still am surviving. I just need to plan everything again.

Give it 2 years. A dateline I must meet. We'll see how it goes from there.

A dreams is a dreams unless you dare to work for it.

Do You Know Me? - Winner

Congratulation to the winner of the contest - Klein and Adam.

Well, it's not difficult to figure out me actually but I'm very impressed with the answers given.

Your prize had been sent out today and you should be receiving it in a day or two.

Once again thank you for participating and congratulation to you both.

Do You Know Me?

So so long I didn't do any quiz. I was so busy with so many things I don't even know what I'm doing. Hahaha. See I tend to make people confuse also lately. 

Anyway, for Malaysian readers, I have a small surprise for you. Since I have few extra Starbucks cards, what other way to give it out to my fellow reader for free. Plus it has a stored value of RM20. Cool right?

The question is simple and the rules even simpler. Let go through the rule first.

1. Answer can be in any form as long as it's readable and the most correct answer will receive the prize.

2. Email the answer to ameerzachery[at]gmail[dot]com

3. Email subject: Do You Know Me?

4. Don't forget to introduce yourself.

5. Dateline would be 13 June 2012.

6. TWO winners will received the prized via mail.

7. Winner will be notified via blog.

8. Have fun.

So what would the question be? 

Tell me as much and as detail as possible what can you tell about me?

Choleric or Melancholic

I believe I am a little bit of both. You see, I won't know this sort of thing exist until a friend of mine pointed it out to me. I must say it just a generic personality where we can see through people around us regularly. So to say, I am exactly what it meant I am was not really true. Confuse?

That fella really did a psychology assessment when I'm not looking. It was a bit funny when my friend say "You are so choleric". Then me being blur.

Anyway, I just Google-d it and what other way to search other than Wikipedia.

The choleric temperament is fundamentally ambitious and leader-like. They have a lot of aggression, energy, and/orpassion, and try to instill it in others. They can dominate people of other temperaments, especially phlegmatic types. Many great charismatic military and political figures were choleric. They like to be in charge of everything. However, cholerics also tend to be either highly disorganized or highly organized. They do not have in-between setups, only one extreme to another. As well as being leader-like and assertive, cholerics also fall into deep and sudden depression. Essentially, they are very much prone to mood swings. 

Let see now, yes, yes, no, no, no, maybe, yes, no, no, usually, maybe and maybe.

The melancholic temperament is fundamentally introverted and thoughtful. Melancholic people often were perceived as very (or overly) pondering and considerate, getting rather worried when they could not be on time for events. Melancholics can be highly creative in activities such as poetry and art - and can become preoccupied with the tragedy and cruelty in the world. Often they are perfectionists. They are self-reliant and independent; one negative part of being a melancholic is that they can get so involved in what they are doing they forget to think of others.

This one, yes, yes, yes, yes, absolutely, not really, maybe, mostly, yes, yes and very true.

So, in conclusion, I can say I have more the melancholic type compare to choleric type of personality. 

What do you think?

 

Income / Expenses 2012

Let see now. Roughly I am able to know how much my monthly money flow from this chart I just created. Yeah. I really have nothing to do now apart doing this sort of random stuff.

Income

As you can see from my current Income chart, most of my income came from my fixed income. My business sales and loan are my variable income. So for now I need to increase my business sales to about 5% to compensate with the stock purchases. I am still studying other aspect to increase my income from time to time. Other than that, I am having quite a stable income.

Expenses

When it come to the Expenditure chart. There still few room for improvement. Since my parents will be receiving a 50% from my basic salary, the rate of ~31% will be a fixed expenditure. As for loan, this year there will not be any increment or reduction. 

The investment are fix at 2%. However, additional 99% increment of one time investment is being finalized by the end of this month. The credit card usage and payment are mainly due to backdated spending and progressively being cut down to as minimum as possible. I am expecting to reduce the credit card usage this year to 10% by the end of 2012. 

The donations will be increase to 7% proportionate with the reduction of credit card. 

Saving are included under self and will be maintain at 10% for this year. Apart from that, miscellaneous expenses will be recorded under self such as repairs, petrol, and personal expenses. 

Dropbox

Sharing is caring. 

So what other way to do it by doing it via online file sharing. I know we have a lot of option but I find that with Dropbox you could do it as your very own back up (just like iCloud) or you sharing with your fellow friend. 

It's easy and it even run on the background so you don't have to wait while doing other things. The plus side of Dropbox is every time your friend registered from you you will get additional 500MB for FREE. 

That's cool right? So register now. Better yet register from me so I can get FREE space too. 

 http://db.tt/LhqWJwrd

Mommy Dearest

By now I'm sure some of you know that I'm actually a mommy boy. Yup. I admit that myself too. I love my mom obviously.

You see I talked to my mom almost everyday. Well basically just giving her updates on things that going in my life. I lived on my own. Yeah she been nagging me to come back home and stay with her but I am not used to living in 'rural' area. Haha. She is most welcome to come and stay with me if she wish. But knowing her, she won't.

It's very common for us to fight from time to time. It's not that I hate her or anything. It's just a very constructive exchange of ideas. Plus regardless of our argument, when she too lazy to argue she just continue watching the tv and ignore me.

Oh ya. I am also her personal secretary. Basically I did everything for her. My brother not so much. She know I am more reliable compare to my brother. Plus knowing me, I am kind of a perfectionist. So I know when to get things done accordingly.

My mom loves to travel. It's like a sign contract with her to plan for places to go every 2 months. Sometimes I can't cope up with it since I'm mostly busy with my work. Leave hard to get these days.

So don't be jealous of me ok. I'm sure most of you too are mummy boy.

Happy Birthday Mom!

Limited Access Online

I've notice that some artist impose a restriction to people or even block especially when it come to music video. I really don't understand the need for them to block for viewing. How else do they expect to know about the song. People want to know if it's good or bad before deciding to buy the album. I mean come on.

I love artist such Adele who really don't care or afraid of people downloading her song. You see when people see how good the music are, they wouldn't mind buying the album. Without any restriction or blocking I am able to fully enjoy the music online. Heck they even put out the whole DVD album for viewing. In turn, fan like me will buy the music even though I could just download it. So artist shouldn't be afraid of letting people know about their music. If its good, it's good. People respect that.

Yay! To Adele and others who openly share their music.

and

Boo! To those artist who block or impose restrictions to viewers. Your lost not mine.

Spend All The Money

As I promise myself few years back, I no longer take account of my spending. I told myself that everytime I travel I would use the Business Class seat unless its a foreign airlines and I did.

Plus, I am spoilt with the luxury, I can't really stay at normal hotel room nowadays. It's should be greater than a Deluxe room and if I'm not happy with the interior I will change it to a Suite.

Life to short. So I'm enjoying it while I can.

Show Your Wealth

Some of you might find this to be disturbing. Some might even feel irritate to the idea. As for my opinion, I do believe telling people how rich you are does beneficial to both party. Still there are pros and cons for the action.

It's not to brag or being snobbish. It just to tell people how much you have achieve in your life. Like example for business man, they are require for them to show how rich they are. Why? The reason being is simple. When people see your asset, they will be more confident doing business with you. Have you seen any rich man driving a Kancil car and said he earn millions. No right? People will start questioning him if he is telling the truth or he just trying to cheat your money.

Some how I can say its not our culture for the need to show you wealth to others. Some people find it to be intimidated by such action. I believe also jealousy from other will come after. You see, to me I'm happy to see other people rich. It makes me wonder, how can I be just like him/her. Yes you can say rich people don't share their knowledge but with some who does, make full use of such informations given.

DON'T get jealous. DON'T get angry. Nothing in this world is easy. Money doesn't produce from trees. So instead of hurting those who achieve well in their life, try to be like them. I hate when people complaints that rich people like showing off. No. They are not. They are simply enjoying their life from their hard earn money. They work for it, so they have every right to enjoy it. Well, exception given to those who really deserve a slap on the face for being snobbish.

My target in life is to be millionaires and I have been trying my best to reach my target. Nothing is easy but nothing is impossible as well. I have a friend who had nothing. He was poor as he lost his job. However, he never give up. Yes, I helped him even though he never asked for anything. He worked hard. Looking for any job he can grab. Started from below and now just short of a year working he is a manager in his company. All because he never give up and work hard to make money.

Money is never enough. But oppotunity are abundant. You just need to know how to get it. If you are lost, don't feel shy to ask for help (not ask for money but ask for knowledge). Surely people will glad to help you achieve your target.

Nonetheless, always be careful with your surrounding. We can never know how safe we are. Strangers mind aren't easy to predict. So you must always know what you are doing.

Life Update 2

Exam is coming up in two weeks time. I should be studying by now but still I don't have the will to open any books to read. Maybe April 1st would be a good time to start. Just giving myself a break for a day or two this time.

I realized that I managed to archived some of the new year resolution already. I was happy with such achievement. After all I created a whole bunch of target just to keep myself going. Personally it's a good way for people who is as lazy as I am to make myself useful.

I do love giving donation. My problem was it did not recognize by the government the last time I did as they said the orphanage and school did not apply for the tax rebate from the IRS. So instead of just helping me to fix the mistake, the IRS charged me RM300 as compound saying I falsify my tax. It's just made me sad and I cancel all my auto-debit donations to all charity. I decided to just give directly to the homes things they can use instead of money now. It's sad that when you try to help other, you got fine for it.

My sales at the moment already reached RM4700 and it just two months since I started doing the business. Although the profit is not that much, I am just happy that I could reach my target beyond my expectations. So I am preoccupied mostly trying to broaden my scope of products. See how the market are.

I need a break. A proper break. I wish someone would help me planned all my holiday for me and I just relax enjoying it. I'm a planner so I am still the best at doing all the planning. I did gave my friend a try to plan for our trip and I had to take over once we were lost. Yeah! I purposely go with the plan until I see it's critical before I jumped in. I'm just very detail when it come to planning. No matter how lazy i say I am, I would still end up making the proper plan for my trip.

Maybe I have OCD?

Maybe I am a perfectionist?

To be continue.....

Spring Cleaning

Finally, I decided to do some spring cleaning at the house. This house in dire need some make over. I can't really do much on the physical part of the house but I could tidy up my stuff.

Everybody visited this house noticed that the house is messy with the small small stuff which need to be thrown or kept away. So today is the day I said goodbye to some of the stuff. Well most of it. I have a lot to do actually and I did it part by part. The living room, dining room , wardrobe room, kitchen and lastly the bedroom. 

Oh ya, thanks to IKEA boxes I could hide most of the stuff in it and now I think I have too much clothes. Weeeee!!!

 

I Do Feel Tired Too

Sometime my parent don't understand how tired I am with my work. Apart from my work I have to handle some of their works too. So when do I rest?

I make myself free to go home to my parent place at least twice in a month. The rest I really want to just free to do my stuff.

I know if I just stay put and do nothing, how do I move forward in life. How do I get all my target achieved? I've been pushing myself to work harder until I forgot how to rest. I actually can feel the fatigue hitting me now. So when I told my parent I want a break I really want them to understand that I'm dying of one.

I've have been so busy lately. I don't have time to hang out with my friends like I used to do. Haih.

Time only stop when you die. Well it's the price I have to pay for now.

"When you have time, you don't have the money to enjoy it but when you have the money, you don't have time to enjoy it"

Life Update

I noticed that I've been working a lot lately. I know I should give myself a break from time to time but I just don't know what to do when I'm alone.

I'm earning more than average people in my country. To be exact at about 8x more than a University graduates and I'm very grateful about it. I'm happy for the work I have right now but I don't know how long will it last. As for now I'm just grateful to have a job.

I learned a lot in life. Just my love life seem to be at the dead end. I can't decide what I want when it come to love. I just doesn't really seem to care to put an effort to it. I was hit really bad on my previous relationship. So bad I was not able to stand up from my fall for almost a month. I told myself one day I must left it behind and go on with my life.

I guess the reason why I don't care is because I used to care so much and got hurt so bad. How do you recover fully from that?

I still reminded of my past. Lately I felt nothing is right in my life. I don't know what is wrong but it's like my heart telling me something I couldn't understand. I don't really know how to get rid of the feeling. There is no 'off' button that I could click on.

I love to travel but at the same time I'm trying not to overspend my money. I'm trying to save as much as I can and pay off any remaining debt I have. I wanted to be debt free. It's not easy to accomplish as my spending nature is terrible. I need more money. Well who doesn't.

To be continued.....

I'm Too Fat

That is it. I ate too much causing my weight to gain drastically. It's my fault. So it's time for me to fix it.

Gaining is easy. Losing is extremely difficult. So I've decided to change my diet intake effective immediately.

- No rice
- No cheese
- No pasta
- No canned drink
- No sugary drink
- No fast food
- No fatty food
- No overeating.
- No to what I think should be a No.

I need to discipline myself in order to achieve my target.

I need to lose 10kg. I shall do my best.

Stress Can Kill

Out of the sudden I felt so stress when I'm back home. I feel so happy when I'm out of the country actually. Maybe it's time for me to move out from this house and find a new place to live in. I use to call it home but now it feel like a dumb to me.

Don't get me wrong. This house is perfect just for me to stay. Low rental, great location and such. But the ONE huge thing affecting it now is it past. A terrible past which making me stress everytime it triggers in my memory. What would you do?

I can't own this house. I don't think I have enough financially to own this house since I already in debt with all my other houses. Great move for long term but pain in the ass to pay off the loan. If I were to own this house I will renovate it to the max until I myself won't even recognize it.

Stress is a bitch and I'm getting emo just thinking about it. What the hell happen to me?

Arrrggghhhhhhhhh!

Messy House

I seriously think I can't keep up cleaning up the house anymore. It just so messy no matter how I clean it. My main problem is I keep all small small thing which ends up piling up as huge thing.

Maybe I need to throw away some stuff form this house to clear up a little bit. I shall. 

First will definitely call the maid to come and clean the house first. The rest will come soon.

Haih. Tired.

Still I Can Never Forget

It has been awhile since the breakup. I know it's for the best. It's for my best. But why I still do feel sad when I'm all alone?

It's take time to heal a wounded heart but apparently my heart is still bleeding. How could I forget my past? I need to forget my past. It's hurt even thinking about what had happen.

I can put a smile on my face and cover the truth from people. The fact is I'm breaking down slowly. It's getting worst weeks by weeks. I'm afraid if I keep this up I would just snap and lost it.

Why can't I stop thinking about the past? The dark past I had with someone daring enough to cheat on my right in front of my eyes. Someone who stab me through my heart, didn't have the courtesy to properly break up with me before having a new relationship. Someone who bring the new lover in my house and act like nothing is wrong.

Yet I'm still hurt until now thinking about it. Am I that bad until I had to be hurt so badly? I've forgiven every single wrong doing that ever done to me. I'm not evil.

I need to forget my terrible past. I just need to smile honestly and not faking it. I need to be free. I just don't know why I'm still stuck thinking about it.

It's gone. It's gone. Let it be gone. Let me forget.

Facebook Privacy

I deactivated my Facebook for a few weeks due to some personal reason. It seem that some would really noticed that I'm actually gone from Facebook. Today, I reactivate again my Facebook with some few changes to be made. 

Since Facebook privacy policy is keep changing, the only way for me to ensure my own personal safety I will clearing up people who I never met in real life. I don't know their true intention for adding me. Plus, with no actual self picture, why bother creating a Facebook profile in the first place. 

I know it's drastic but things need to be done. I'm lazy to entertain all those nonsense anymore. The internet world is getting worst and worst everyday. So it is my choice to do what I feel right.

Cheers

 

Queue Cutting With CIMB Prime

I was at the bank last week to bank in some cash. The Cash Deposit Machine wasn't working that day so had to bank it in manually. Looking at the people in the bank makes me wonder, this going to take me forever. The security guard were being helpful by passing me queue number but I'm not interested with it and said I have a priority card. I decided to take out my CIMB Prime ATM card and put it in the queue machine. Voala! New number came out from it. 

In just few second, my number was called overriding all other number. Nice!! Of course I get all the stares and I even overheard two girls saying "We were here long and he get to go first". I just thank the banker once my transaction done and left. 

So people, if you can do change to CIMB Prime Plan. All you need a Gold or above CIMB credit card and RM1000 (initial deposit for Prime Current Account) and you are done. 

What so good about the plan? 

01. Priority Queue 

02 .Dedicated Phone Banking Services - Instant assistance when you call CIMB Prime Call Centre at 1 300 889 800 

03. Complimentary SMS Alerts 

04. Higher ATM Withdrawal Limit up to RM10,000 per day 

05. Consolidated Statements 

06. Dedicated services on CIMB Clicks 

07 Special preferential rates for Housing Loan, Overdraft and Car Loan 

08. Earn Bonus Points 

09. Complimentary Airport Lounge Access - KLIA 

10. Prime eBidding 

I don't tempt you enough? Check out their website CIMB Prime Plan.

 

Handwriting

New Online Business

As the first step for me to achive achieve my goal toward becoming more rich (muahahaha!), I have started an online business via the help from Facebook. Yay! Do come and visit my page and not to forget buy some which you like ok.

Oh ya! I can't ship internationally yet so at this moment I am only able to promote the products to the local buyers. I do apologies for it.

AZyBiz

http://www.facebook.com/AZyBiz

Travel Blog

So as to tick off one of my resolution, I created the travel blog as promised. I still have a lot to edit and update so please be patient with me. Do save the link so you could visit it easily. Most importantly, do visit the blog.

Ameer Zachery Meets The World

http://travel.ameerzachery.com

New Year!

First of all I would like to wish everyone a very Happy New Year. It has been a long year. Too many things happening all year. Happy. Sad. It just part of life.

Last year I did not make any New Year resolution as all I wanted is to be healthy which I actually archived. I should say also to have someone faithful in the relationship. Ok. Throw away the old sad memories.

In 2010, all my resolution was achieved. Woohoo. I'm so happy about it. Even though it didn't go as per target but I still manage to get all of it.

Now I am creating a lot more new target in life. It just something I want to do to keep me going in life. We could all do it everyday but it's nice to have an aim. After all, we could plan and plan and plan. We can never know how the end result would be. But at least we can say we tried.

Travel

01. Travel on five different airlines.

02. Travel to all six continents.

03. Travel to at least 10 new cities from around the world.

04. Travel with someone I love to at least once city from anywhere in this world.

05. Travel to five cities to watch five different musical theatre.

06. Bring my mom to three new places for holiday.

07. Create a travel blog which will serve as my travel diary.

Money

01. Pay off all my credit cards outstanding.

02. Save at least RM50000 into my investment account

03. Start an online business with a target of RM25000 this year.

04. Invest in three more new houses.

05. Give to charity more.

06. Cut my spending to half from 2011.

07. Limit my credit card application and maintain to only have four cards at one time.

Friends

01. Call five different people every month to stay connected.

02. Pamper my best friends a bit less (You guys are too pampered by me already)

03. No birthday present this year for my friends. (Cut cost measure)

04. Hang out at least twice a month with my friends. (I know I had been very busy lately)

05. Make a lot new friends from around the world.

Entertainment/Home

01. Reorganize everything at home.

02. Go out for movie once a month.

03. Change my wardrobe contents to once a year instead of twice.

04. Ride on five different roller coaster.

05. Visit three different theme park.

06. Revamp www.ameerzachery.com and update it at least three times a month.

Health

01. Lose more weight.

02. Eat proper food.

03. Eat less airlines food. (Too much sodium in it)

04. Go to gym at least six times per month.

05. Reduce or possible stop the three bad habits I have right now.

06. Smile and be happy more.

Work

01. Work harder.

02. Learn two new language. (I need to make time to attend those classes)